Happy New Year
Monday, January 15, 2007
Good day.
We are enjoying ? unusually warm weather here in northeast Ohio this winter. I prefer snow personally. Anyway, work has been good in that I am getting all the hours I want as a visiting nurse, plus working some at the nursing home. Bad news is that Jeff and I have had some kind of flu- him last week and me this week-so we haven't gotten on our new year's fitness and financial resolutions as we planned. Plus I am missing available work hours. Fortunately Jeff has a civil service job with plenty of sick leave. What of the families who do not have such a cushion? Illness, even a run of the mill flu, can be devastating to hourly and other non-salaried workers and their dependents.
We are grateful for our relative security, and we will be managing our finances better this year. I plan to suggest some changes we can make that will add to our savings and decrease our spending. We just need to feel better and sit down and do it.
I kept a complete list of holiday spending for this year so we know what we spend and how much to put in our -NEW yet old IDEA Christmas Club account for next year. We were surprised at how much the total was, because we even used a lot of free gift cards from Discoverbucks. Dang.
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