Paying things off

Dedication and being strong minded are the way to being debt free.

Start with the smallest bill and every time you pay it, add an extra $ or 2.  When this is paid off, pick the next smallest and take what you had been paying on the smallest and put it towards this bill.  Eventually, everything will be paid in full.

Cut up all your credit cards and call the companies to close the accounts.  Ask for a letter stating they are paid.

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