Budget NO More!

The word budget has no meaning to me as I have replaced it with a new concept called my spending plan! I always felt deprived with my my shopping daily budget. I would say to myself it's not in the budget this month. I would also say this to the teller at times and feel ashamed to be poor. No more. The words are now spending plan which I have made up, so I don't feel deprived. I know where every cheap source is in town, and I stick to shopping there. My spending plan has it all written down. What I can afford. What is a need and a want that can wait til later. It all has a category.

I keep a spending journal too, so I can see where my money went to that day. This way of thinking came from Creative Living on tightwad.com. I keep a way of making my spending work for me in my favor and not the other way. Budgets are great for people who aren't poor like me, but rich like the Mayor of a town. Spending plans are for the poor and common people of our country. When I used to feel down because my budget wouldn't let me spend money on something I wanted. I just say oh well and sulk. Now I don't sulk. I am happier too when shopping as I now know I can be happy anytime I need something or want something. I can have both plus not feel guilty or deprived. Well let's do away with the word budget everyday and replace it with spending plan today and from now on. OK.

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I love your idea and will pass it on to my friends. I think we all need a spending plan! I am not ashamed that I am a part of the working class poor. I work hard and I am proud of the fact that I can live off so little money. You know that rich people would fall apart if they had to live like we do! I think more people need to do what you have done and list their "needs" and their "wants". I think they would be very surprised as to what is an actual need. I think our society has programmed us to think all those "wants" are really "needs". I like when I am actually a tightwad and get a good deal on something, or come up with a recipe that I can stretch a few extra meals out of it. I am proud of being a frugal person and I think you are too! I am going to get to work on that spending plan!

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