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Blog: Pam's Pennypinching With STYLE

Financial Planning, etc.

Friday, October 24, 2008

This AM my husband went to a financial counselor that he had seen recommended in a Debtor's Anonymous book - (He had crunched numbers last night. ) The funny thing is that the upshot was that he was told that he wasn't making enuf $!  (Years ago when I went to a debt agency, they told me the same thing!) There is such a thing as underearning, which they talk about in DA -

It was ironic, but it reassured me that we really are being fairly frugal...Things have been slow for me, and I haven't made a lot of $ lately - only pin $.  The last paid music gig was in September....But we do have our gig as Santa & Mrs. Claus coming up in early December....We have been doing that for years.  Mark is a great Santa!

Think I am beginning to feel better.  I have been at the computer, at least..  Without it I think I would go bonkers....And everyday in the mail there is another freebie! Samples of all sorts and lots of magazines.

Going to schlepp (drag in NYese) my mysteries to a swap meet on Sat. to see if I can get anything out of them.  I get them cheaply - but I sitll don't want to just donate them if I don't at least try to recycle them for more book $.  People say books don't sell - but there are a lot of mysteries & so on - I think I can get rid of some...(You see I have for the time being given up on selling them online...) I have 8/9 bags of them - it does clear out the bedroom! Then there is another sale 11/6 -

So, I have gotten sample of supplements and a pedometer in the mail - plus lotion...There is a LOT of that...Also ordering some small things to use as Xmas presents....I have started an Xmas bag into which I am putting prospective presents...altho I am really cutting down this year...

Finally going to my gratis acting class on Tuesday - they have a Brit guest coming, which should be interesting... Maybe I can whip up my enthusiasm for all that stuff...hard when you are down with a bug...

Boy, am I looking forward to the sunshine at the boat over the weekend!  There are some advantages to S. California....

 

 

 

 

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Take care

pamphyila

Even Lagerfeld can be cautious

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pamphyila (Contact)
L.A., CA USA
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