House buying woes...

Well house buying has certainly been an experience!

 The negotiating was certainly fun (if you think I'm being serious, you've never had to negotiate an offer on a house) and now we're still talking with the bank, and going back and forth with the realtor, who I can say, has not been the most helpful. I will never again go through the home buying process with a realtor who listed the house.

NEVER use a dual agent! I was warned and didn't take the advice, and now I understand why you should not use an agent like this. But even despite that fact, our agent has been less than helpful. I have talked to friends and relatives about how their house-buying experiences have been and they just praised how helpful their realtor was. The realtor took care of everything for them and their mortgage company was more than helpful and made sure to lock them in at a low interest rate.  Our realtor gave us a piece of paper with a list of home inspectors that they had used in the past along with a list of termite inspectors. He also suggested that we find a lawyer. All of our friends stated that their realtor did many of these tasks for them and even made the appropriate appointments. I feel like this realtor has not done a thing for us but fill out the offer. Has anyone gone through something like this?? This has not given me a good impression of how to buy a home.

Well, I can tell you we should have done our homework a little bit more thoroughly and checked out a few places other than just our bank. Our bank has been very helpful for the most part, but I'm disappointed that they did not intentionally lock us in at a low rate last week when we were talking with them. After speaking with them this week, they did lock us in at the current rate, but it's a half point higher than it was when we originally talked. This is very disappointing to me.

Anyways, I guess I just needed somewhere to vent. My husband is determined to go through with the whole process because he likes the house so much, but I feel like we've been stepped on, and I will never go through this again with a dual agent.

Maybe I could write a really good guide for first-time home buyers, there needs to be a good one out there to guide them through the stressful process!!!

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